Cities kill people in heatwaves, and the deaths are not random. The elderly, the unhoused, the poorly housed, and those without air conditioning die at rates orders of magnitude higher than their neighbours a few blocks away. Municipal governments need to know exactly where that risk concentrates before a heatwave arrives, not after the morgue reports come in. A heat vulnerability index (HVI) fuses satellite surface temperature, impervious-surface fraction, tree canopy cover, and night-time cooling rate with ground-truth socioeconomic layers — census poverty rates, age distribution, building vintage — to produce a ranked, addressable map of risk at parcel or block level.
The satellite stack does the work that ground sensors cannot. A city of one million has perhaps thirty official weather stations; a 30-satellite LEO thermal constellation produces land surface temperature at 30–100 m resolution across the entire urban footprint every 90 minutes during a heat event. When fused with the outputs of sibling applications — surface temperature maps (§9.4.1), cool-roof verification (§9.4.2), and tree cover analytics (§9.4.3) — the HVI becomes a living document, updated continuously as interventions are applied and conditions evolve.
The operational outcome is resource allocation with surgical precision. Emergency cooling centres, door-to-door welfare checks, and pre-positioned medical assets can be dispatched to the highest-scoring census blocks rather than spread thinly across the city. Post-event, the same index serves as the evidentiary record that drives capital spending on insulation retrofits, street trees, and reflective paving — closing the loop between life-safety operations and long-term urban resilience planning.